Arrears on your loan? Consider refinancing.
You have taken out a mortgage loan, but it is hard to make ends meet every month. The monthly repayment is heavy, sometimes too heavy. Consequently, you build up a payment arrears. If you continue like this, a forced sale of your house becomes inevitable. Yet a solution is possible: refinance your loan. Talk time about a credit intermediary and discuss your options. Be sure to also calculate how much you can borrow.
Refinancing your mortgage loan is a possible solution
Is the situation hopeless once you have fallen behind with paying for your loan? No, but then it is high time to intervene. After all, in certain cases it is interesting to refinance your existing home loan.
What is a refinancing of your loan?
You replace your existing loan with a new loan with a longer term. Due to the longer duration, you pay a lower amount per month. That way you can continue to pay everything in time and you will not get in trouble. A forced sale of your house is thus averted. Please note, this is an exceptional measure and therefore not for everyone.
What is the difference between refinancing and regrouping loans
The difference between a refinancing of a mortgage loan and the regrouping of loans usually lies in the number of loans or loans involved in this operation .
When regrouping credit, you will merge all your current loans and loans into one new loan. This is of course an exceptional measure, but in this way you can avoid financial problems, as well as a negative entry on the National Bank’s blacklist.
Do not lose your housing bonus
If you lose your house, you also immediately lose your affordable housing tax. By refinancing your mortgage loan in time, you will retain your home as well as your housing tax. The housing bonus remains applicable. We look at the date on which you took out your original loan. Our specialists look at it for you.
A credit broker in mortgage loans helps you
If you are on time, then a credit intermediary in mortgage loans can still help you. He works together with various lenders and thus has access to possible solutions for your financial problems .
Do not delay Talm and make an appointment today. There is certainly an office in your area.