The best cash loan offer for USD 1,000 with a repayment period of six months was prepared by lending companies. This is the offer that the bank called cash loan.
The amount that can be borrowed under this offer is from a minimum USD 1,000 to a maximum of USD 30,000.
The repayment period is from 6 to 84 months. It is quite long so that the liability can be repaid in fairly favorable conditions and spread over the number of installments that will be easiest to repay. The nominal interest rate we can count on when deciding on this offer is 5.9% per annum. The commission for the bank is 9.9% of the loan amount. It is worth noting that the APRC with such a low loan amount is quite high, equal to 50.59% per annum. Still, it’s the best offer we can find on the market. Each of the six monthly installments will be 169.55 USD each. The loan will cost a total of USD 116.28. One of the conditions enabling the use of this offer is the establishment of a personal account at the bank. You must also provide a statement of earnings. Lending companies gives its clients the option of early repayment, as well as the possibility of negotiating interest rates with the bank.
Banks offers customers a 0% collusion loan.
If we decide on it, we can count on a nominal interest rate of 6.9% per annum. The bank provides loan amounts from USD 500 to a maximum of USD 50,000. The loan period here is from 6 months to a maximum of 60 months. If this offer is selected, the Annual Real Interest Rate is 7.12% per annum. The bank gives up a commission for itself for granting us a loan. For our 1,000 zlotys for half a year, each of the monthly installments will be 170.04 zlotys each. It is a very cheap loan, because it will generate a cost of only USD 20.22. This offer is a cheaper solution than the previous one, however, more customers took advantage of the offer prepared by lending companies. Importantly, we don’t even need to set up a bank account, we won’t need a guarantor or consent from your spouse. We must provide the bank with a statement of earnings. The bank gives the possibility of early repayment. The interest rate is fixed and it is not possible to negotiate with the bank.
Cash loan at banks
At banks, we can take out a cash loan with a nominal interest rate of 7.99% per annum. The amount that the bank makes available is from USD 500 to a maximum of USD 150,000. Available loan periods start at 3 months and end at 120 months. To the costs associated with the loan you need to add a bank commission of 12.99% of the loan amount. The APRC is 72.31% per annum. Each of the six monthly installments will be USD 170.57. The loan will generate a total cost of USD 153.33. There is no need to set up a personal account in the bank to use the offer. We will not need neither the consent of the spouse nor any guarantor. You will, however, need to provide your bank with a statement of earnings. The bank gives its clients the opportunity to repay the loan earlier and they can also negotiate interest rates with the bank. The three above-mentioned offers in online rankings occupy the first places and the largest number of customers decided on them.